Accidents occur despite people following the Rules of the Road. That is why we should all exercise defensive driving (and defense walking, cycling, etc).
Look carefully at intersections as you are turning into crosswalks – there are blind spots that could obscure pedestrians (especially children). There is no need to speed through an intersection; treat pedestrians with the same respect that you would your own family.
As a pedestrian, remember to anticipate that drivers may not see you. Even the slightest impact with a car can cause fractures, ligamental tears, lacerations, etc.
Cyclists need to slow down when entering intersections and driving along with the flow of traffic. A helmet will only protect you to a degree; more serious injuries can occur with the slightest impact with a motor vehicle.
If you are injured and need an experienced attorney please call the Law Office of Charles C. DeStefano.